Calculate Your Tax Savings for 2025
Use our free tax comparison calculator to see how Trump tax changes 2025 under the Big Beautiful Bill Act affect your taxes compared to pre-2017 TCJA rates.
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Get personalized results based on your income, filing status, and dependents
Estimation Tool Disclaimer
This calculator provides estimates based on simplified tax scenarios. Results are for informational purposes only and should not be used for actual tax planning or filing. Tax situations are complex and individual circumstances vary. Always consult a qualified tax professional or CPA for personalized tax advice.
Tax Calculation Form
Tax Comparison Table
Single Filer, No Dependents
| Gross Income | Pre-TCJA Tax | OBBA Tax | Tax Savings |
|---|---|---|---|
| $50,000 | $5,973 | $3,985 | 💰 $1,988 |
| $100,000 | $18,693 | $14,165 | 💰 $4,528 |
| $150,000 | $33,048 | $25,715 | 💰 $7,333 |
| $200,000 | $49,683 | $37,115 | 💰 $12,568 |
| $250,000 | $67,383 | $50,275 | 💰 $17,108 |
| $300,000 | $85,083 | $63,435 | 💰 $21,648 |
| $350,000 | $102,783 | $78,595 | 💰 $24,188 |
| $400,000 | $120,483 | $93,755 | 💰 $26,728 |
| $450,000 | $140,523 | $108,915 | 💰 $31,608 |
| $500,000 | $160,563 | $124,075 | 💰 $36,488 |
| $550,000 | $180,603 | $141,075 | 💰 $39,528 |
| $600,000 | $200,643 | $158,075 | 💰 $42,568 |
| $650,000 | $220,683 | $175,075 | 💰 $45,608 |
| $700,000 | $240,723 | $192,075 | 💰 $48,648 |
| $750,000 | $260,763 | $209,075 | 💰 $51,688 |
| $800,000 | $280,803 | $226,075 | 💰 $54,728 |
| $850,000 | $300,843 | $243,075 | 💰 $57,768 |
| $900,000 | $320,883 | $260,075 | 💰 $60,808 |
| $950,000 | $340,923 | $277,075 | 💰 $63,848 |
| $1,000,000 | $360,963 | $294,075 | 💰 $66,888 |
| Gross Income | Pre-TCJA Taxable Income | Pre-TCJA Tax | OBBA Taxable Income | OBBA Tax | Tax Savings |
|---|---|---|---|---|---|
| $50,000 | $39,600 | $5,973 | $34,250 | $3,985 | 💰 $1,988 |
| $100,000 | $89,600 | $18,693 | $84,250 | $14,165 | 💰 $4,528 |
| $150,000 | $139,600 | $33,048 | $134,250 | $25,715 | 💰 $7,333 |
| $200,000 | $189,600 | $49,683 | $184,250 | $37,115 | 💰 $12,568 |
| $250,000 | $239,600 | $67,383 | $234,250 | $50,275 | 💰 $17,108 |
| $300,000 | $289,600 | $85,083 | $284,250 | $63,435 | 💰 $21,648 |
| $350,000 | $339,600 | $102,783 | $334,250 | $78,595 | 💰 $24,188 |
| $400,000 | $389,600 | $120,483 | $384,250 | $93,755 | 💰 $26,728 |
| $450,000 | $439,600 | $140,523 | $434,250 | $108,915 | 💰 $31,608 |
| $500,000 | $489,600 | $160,563 | $484,250 | $124,075 | 💰 $36,488 |
| $550,000 | $539,600 | $180,603 | $534,250 | $141,075 | 💰 $39,528 |
| $600,000 | $589,600 | $200,643 | $584,250 | $158,075 | 💰 $42,568 |
| $650,000 | $639,600 | $220,683 | $634,250 | $175,075 | 💰 $45,608 |
| $700,000 | $689,600 | $240,723 | $684,250 | $192,075 | 💰 $48,648 |
| $750,000 | $739,600 | $260,763 | $734,250 | $209,075 | 💰 $51,688 |
| $800,000 | $789,600 | $280,803 | $784,250 | $226,075 | 💰 $54,728 |
| $850,000 | $839,600 | $300,843 | $834,250 | $243,075 | 💰 $57,768 |
| $900,000 | $889,600 | $320,883 | $884,250 | $260,075 | 💰 $60,808 |
| $950,000 | $939,600 | $340,923 | $934,250 | $277,075 | 💰 $63,848 |
| $1,000,000 | $989,600 | $360,963 | $984,250 | $294,075 | 💰 $66,888 |
TCJA and OBBA Explained
Learn about the tax changes under the Big Beautiful Bill Act and how they compare to the Tax Cuts and Jobs Act (TCJA).
The Tax Cuts and Jobs Act (TCJA), passed in 2017 during President Trump's first term, lowered income tax rates (e.g., top rate from 39.6% to 37%), doubled the standard deduction ($6,350 to $12,000 for single filers), and eliminated personal exemptions ($4,050). Set to expire in 2025, it aimed to boost economic growth but increased the deficit by $1.9 trillion (CBO estimate). CBO TCJA Report.
This calculator models the "One Big Beautiful Bill Act (OBBA)" that would make TCJA tax cuts permanent, increase the standard deduction to $15,750 for single filers and $31,500 for joint filers, and raise the Child Tax Credit to $2,200 per child. The OBBA introduces new deductions: up to $25,000 on tips, $12,500 on overtime, $10,000 on auto loan interest for U.S.-made cars, and a $6,000 bonus for seniors.
Use our calculator to explore how these tax changes might affect different income levels and filing situations. Calculate your estimated impacts and explore related topics:
Common Questions
Answers to frequently asked questions about Trump's tax changes 2025.
What are the tax changes modeled in this calculator?
This calculator models the "One Big Beautiful Bill Act (OBBA)" that would make TCJA tax cuts permanent, increase standard deductions, enhance the Child Tax Credit to $2,200, and introduce new deductions for tips, overtime, and seniors.
How much might I save under OBBA?
Estimated tax savings vary by income and filing status. For example, a single filer earning $100,000 might save approximately $4,528 annually. Use our calculator above to see estimated impacts based on your income, filing status, and dependents.
What is the new Child Tax Credit amount?
The OBBA increases the Child Tax Credit from $2,000 to $2,200 per qualifying child under 17. This enhanced credit is fully refundable and has higher income phase-out limits compared to previous versions.
Are tips really tax-free under Trump's plan?
Under the OBBA, up to $25,000 in tips can be deducted from taxable income annually. This effectively makes tips tax-free up to this limit for service workers in restaurants, hotels, and other tip-based industries. Learn more about no tax on tips.
What is the new standard deduction for 2025?
The OBBA increases standard deductions to $15,750 for single filers, $31,500 for married filing jointly, and proportional amounts for other filing statuses. This is a significant increase from previous levels.
How does OBBA affect low-income families?
While OBBA provides tax relief, it also includes cuts to Medicaid and SNAP programs. Low-income families may benefit from tax reductions but could face reduced safety net support. Read about low-income impacts.